Banco del Bajío SWIFT code
The SWIFT code (BIC) of Banco del Bajío in Mexico is BJIOMXML, as published by the bank on its own website. A SWIFT code tells banks around the world which bank should receive an international payment; the payer also needs the recipient's name, account number and the details below.
- Banco del Bajío's SWIFT code is BJIOMXML.
- BJIO is the bank, MX the country and ML the location.
- Use the code on the recipient's invoice and confirm new details by a second channel.
- A US dollar payment usually passes through a US correspondent bank; choose OUR to have the full amount arrive.
Banco del Bajío SWIFT code
| Bank | Banco del Bajío |
|---|---|
| SWIFT code (BIC) | BJIOMXML |
| Country | Mexico |
| Published by the bank | Banco del Bajío website: “Banco beneficiario/ Beneficiary bank: Banco del Bajío SA SWIFT: BJIOMXML” |
Source: Banco del Bajío's own published details. Checked on 29 October 2026.
Always use the code on the recipient's invoice or account letter. Banks can publish more than one code, for example for a branch or a specific currency, and a code can change after a merger. Confirm new payment details with the recipient by a second channel before the first payment; changed bank details in an email are the most common route for payment fraud.
What BJIOMXML means
A SWIFT code has 8 or 11 characters. BJIOMXML breaks down as follows.
| Part | Characters | What it means |
|---|---|---|
| Bank code | BJIO | Identifies the bank |
| Country code | MX | ISO country code of the bank's country |
| Location code | ML | Identifies the location, usually the head office city |
| Branch code | none (8-character code) | XXX or no branch code means the head office |
Structure from ISO 9362, the international standard for business identifier codes, as described by Swift.
What a payment to Banco del Bajío needs
For a payment to Banco del Bajío, collect these details from the recipient:
- The recipient's full legal name, exactly as the bank holds it
- The recipient's account number, or IBAN where the country uses one
- The SWIFT code: BJIOMXML
- The bank's name and city: Banco del Bajío
- A payment reference, usually the invoice number
Local identifiers: Final beneficiary account: Cuenta CLABE en Banco del Bajío, the 18-digit account number denominated CLABE (source).
For the rules on paying into Mexico, see Sending business payments from the US to Mexico, USD to MXN for business payments, How to pay suppliers in Mexico.
Sending US dollars to Banco del Bajío
A US dollar payment to a bank outside the United States usually travels through a correspondent bank in the US, which holds dollars for the receiving bank. Each bank along the route can deduct a fee when the payer chooses shared charges (SHA). Choosing OUR asks the payer's bank to cover those charges so the full amount arrives. Our guide to intermediary bank fees explains how to see and avoid the deductions.
Banco del Bajío publishes these instructions for incoming US dollars: For USD (option 1), Banco del Bajío names intermediary J.P. Morgan, New York (ABA 021000021, SWIFT CHASUS33XXX), for further credit to Banco del Bajío account 826199809, then the client's CLABE (source).
Paying Banco del Bajío from a Helm account
From a Helm account you can pay Banco del Bajío by international wire in US dollars or, where a local payment system is available, in the local currency. The fee, the exchange rate and the expected arrival date are shown before you confirm.
Helm sets pricing for each business around its volume, currencies and rails, and agrees it in writing before the account opens. See how pricing works.
Other banks in Mexico
| Bank | SWIFT code |
|---|---|
| BBVA México | BCMRMXMM |
| HSBC México | BIMEMXMM |
| Banorte | MENOMXMT |
| Banco del Bajío | BJIOMXML |
Codes from each bank's own published details. Checked on 29 October 2026. All banks: SWIFT codes in Mexico.
Open a Helm account
USD, EUR and GBP accounts in your company's name, with a named account manager.
Open accountQuestions
What is the SWIFT code for Banco del Bajío?
Banco del Bajío's SWIFT code is BJIOMXML, as published on the bank's own website and checked on 29 October 2026.
Does Banco del Bajío use different SWIFT codes for branches?
Banco del Bajío publishes BJIOMXML. Some banks use other codes for branches or currencies, so use the code on the recipient's invoice or account letter and confirm it with the recipient.
Is a SWIFT code the same as a BIC?
Yes. BIC stands for business identifier code, the ISO 9362 standard; SWIFT code is the everyday name for the same code.
Is BJIOMXML the same as BJIOMXMLXXX?
Yes. An 8-character code and the same code followed by XXX both point to the bank's head office.
What does it cost to pay Banco del Bajío from Helm?
Helm agrees pricing with your business in writing before the account opens, set around your volume, currencies and rails. The fee, the exchange rate and the expected arrival date are shown before you confirm each payment.
References
This guide is general information for businesses, not financial, legal or tax advice. Rules, fees and timings were checked against the sources listed on the review date and may change.