Trade Finance
Finance arranged around your orders.
Helm offers trade finance. Pay a supplier now and repay when the goods sell, release the cash in your receivables, or draw working capital for the season.
Finance built around the order, not the balance sheet.
Pay the supplier now.
Helm pays your supplier's invoice today. You repay when the goods have sold, on a term agreed before you accept.
Release the cash in your receivables.
Advance against invoices to buyers abroad and stop waiting 60 or 90 days to be paid.
Working capital for the season.
A facility sized to your trading cycle, drawn when a large order lands and repaid as it ships.
How trade finance works at Helm.
Arranged case by case, around each client's trading cycle.
- 1
Tell your account manager about the order
Share the invoice, the buyer or supplier and the timeline. One conversation, no forms to download.
- 2
Receive an offer in writing
Helm arranges the facility around the order and sends the amount, the term and the full cost before you decide.
- 3
Accept and trade
Helm pays the supplier, or advances against your receivables. You repay on the agreed date from your Helm account.
Supplier finance.
For importers and wholesalers who must pay suppliers before the goods sell. Helm pays the supplier on your behalf and you repay on a fixed date.
- Terms of 30, 60 or 90 days
- Supplier paid on the agreed day
- Cost stated in full before you accept
Receivables finance.
For exporters and traders who invoice buyers on terms. Helm advances most of the invoice value today and settles the balance when the buyer pays.
- Advance against invoices to approved buyers
- Balance settled when the buyer pays
- No change to how your buyer pays you
Three facilities, one account manager.
| Facility | For | What Helm does | You repay |
|---|---|---|---|
| Supplier finance | Importers, wholesalers, distributors | Pays your supplier's invoice on the agreed day | On a fixed date, 30 to 90 days later |
| Receivables finance | Exporters, traders, manufacturers | Advances most of the invoice value today | From the buyer's payment when it lands |
| Working capital | Any trading business with a seasonal cycle | Provides a facility you draw as orders land | As the goods ship and sell |
Everything else your trade runs on.
Questions and answers.
Does Helm offer trade finance?
Yes. Helm offers supplier finance, working capital and receivables finance, arranged around each client's trading cycle.
How is the cost shown?
In writing, in full, before you accept. The offer states the amount, the term and the total cost.
Do I need a Helm account first?
Yes. Trade finance is arranged for Helm account holders, with repayment from the Helm account.
How large can a facility be?
Facilities are sized to the order and to your trading history. Your account manager will tell you what is available before you commit.
How long does an offer take?
Your account manager confirms the information needed on the first call. Offers follow once that information is in.
Can finance be arranged for a single order?
Yes. Supplier finance is arranged order by order. Working capital facilities are arranged for the season or the year.
Finance your next order.
Accounts open in days, with a dedicated account manager from the first call.
Or speak to our team: [email protected]- Sent by buyer08:02
- On SEPA08:03
- Received08:05
- In EUR account08:05