Lead Bank SWIFT code

The SWIFT code (BIC) of Lead Bank in the United States is LEADUS49, as published by the bank on its own website. A SWIFT code tells banks around the world which bank should receive an international payment; the payer also needs the recipient's name, account number and the details below.

By Helm Editorial TeamPublished 29 October 2026Last reviewed 29 October 2026
Key takeaways
  • Lead Bank's SWIFT code is LEADUS49.
  • LEAD is the bank, US the country and 49 the location.
  • Use the code on the recipient's invoice and confirm new details by a second channel.
  • A US dollar payment usually passes through a US correspondent bank; choose OUR to have the full amount arrive.

Lead Bank SWIFT code

BankLead Bank
SWIFT code (BIC)LEADUS49
CountryUnited States
Published by the bankLead Bank website: “Provide senders with the following settlement details: ABA Routing Number 101019644 BIC LEADUS49”

Source: Lead Bank's own published details. Checked on 29 October 2026.

Always use the code on the recipient's invoice or account letter. Banks can publish more than one code, for example for a branch or a specific currency, and a code can change after a merger. Confirm new payment details with the recipient by a second channel before the first payment; changed bank details in an email are the most common route for payment fraud.

What LEADUS49 means

A SWIFT code has 8 or 11 characters. LEADUS49 breaks down as follows.

PartCharactersWhat it means
Bank codeLEADIdentifies the bank
Country codeUSISO country code of the bank's country
Location code49Identifies the location, usually the head office city
Branch codenone (8-character code)XXX or no branch code means the head office

Structure from ISO 9362, the international standard for business identifier codes, as described by Swift.

What a payment to Lead Bank needs

For a payment to Lead Bank, collect these details from the recipient:

  • The recipient's full legal name, exactly as the bank holds it
  • The recipient's account number, or IBAN where the country uses one
  • The SWIFT code: LEADUS49
  • The bank's name and city: Lead Bank
  • A payment reference, usually the invoice number

Local identifiers: ABA routing number for wires: 101019644; Lead asks senders to give both the ABA routing number and the BIC (source).

For the rules on paying into the United States, see Helm in the United States.

Sending US dollars to Lead Bank

A US dollar payment to a bank outside the United States usually travels through a correspondent bank in the US, which holds dollars for the receiving bank. Each bank along the route can deduct a fee when the payer chooses shared charges (SHA). Choosing OUR asks the payer's bank to cover those charges so the full amount arrives. Our guide to intermediary bank fees explains how to see and avoid the deductions.

Lead Bank publishes these instructions for incoming US dollars: Lead Bank receives USD international wires as long as the sender's bank, or its correspondent chain, can deliver a Fedwire to Lead. (source).

Paying Lead Bank from a Helm account

From a Helm account you can pay Lead Bank by international wire in US dollars or, where a local payment system is available, in the local currency. The fee, the exchange rate and the expected arrival date are shown before you confirm.

Helm sets pricing for each business around its volume, currencies and rails, and agrees it in writing before the account opens. See how pricing works.

Other banks in the United States

Codes from each bank's own published details. Checked on 29 October 2026. All banks: SWIFT codes in the United States.

Open a Helm account

USD, EUR and GBP accounts in your company's name, with a named account manager.

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Questions

What is the SWIFT code for Lead Bank?

Lead Bank's SWIFT code is LEADUS49, as published on the bank's own website and checked on 29 October 2026.

Does Lead Bank use different SWIFT codes for branches?

Lead Bank publishes LEADUS49. Some banks use other codes for branches or currencies, so use the code on the recipient's invoice or account letter and confirm it with the recipient.

Is a SWIFT code the same as a BIC?

Yes. BIC stands for business identifier code, the ISO 9362 standard; SWIFT code is the everyday name for the same code.

Is LEADUS49 the same as LEADUS49XXX?

Yes. An 8-character code and the same code followed by XXX both point to the bank's head office.

What does it cost to pay Lead Bank from Helm?

Helm agrees pricing with your business in writing before the account opens, set around your volume, currencies and rails. The fee, the exchange rate and the expected arrival date are shown before you confirm each payment.

References

  1. Lead Bank: published SWIFT code
  2. Swift: business identifier code (BIC)
HelmHelm is a business account for companies that trade internationally: USD, EUR and GBP accounts, international payments, collections and currency exchange, with a named account manager. Questions: [email protected].

This guide is general information for businesses, not financial, legal or tax advice. Rules, fees and timings were checked against the sources listed on the review date and may change.