Banco General SWIFT code

The SWIFT code (BIC) of Banco General in Panama is BAGEPAPA, as published by the bank on its own website. A SWIFT code tells banks around the world which bank should receive an international payment; the payer also needs the recipient's name, account number and the details below.

By Helm Editorial TeamPublished 29 October 2026Last reviewed 29 October 2026
Key takeaways
  • Banco General's SWIFT code is BAGEPAPA.
  • BAGE is the bank, PA the country and PA the location.
  • Use the code on the recipient's invoice and confirm new details by a second channel.
  • A US dollar payment usually passes through a US correspondent bank; choose OUR to have the full amount arrive.

Banco General SWIFT code

BankBanco General
SWIFT code (BIC)BAGEPAPA
CountryPanama
Published by the bankBanco General website: “Información del banco beneficiario: BANCO GENERAL, S.A. - PANAMA SWIFT BAGEPAPA”

Source: Banco General's own published details. Checked on 29 October 2026.

Always use the code on the recipient's invoice or account letter. Banks can publish more than one code, for example for a branch or a specific currency, and a code can change after a merger. Confirm new payment details with the recipient by a second channel before the first payment; changed bank details in an email are the most common route for payment fraud.

What BAGEPAPA means

A SWIFT code has 8 or 11 characters. BAGEPAPA breaks down as follows.

PartCharactersWhat it means
Bank codeBAGEIdentifies the bank
Country codePAISO country code of the bank's country
Location codePAIdentifies the location, usually the head office city
Branch codenone (8-character code)XXX or no branch code means the head office

Structure from ISO 9362, the international standard for business identifier codes, as described by Swift.

What a payment to Banco General needs

For a payment to Banco General, collect these details from the recipient:

  • The recipient's full legal name, exactly as the bank holds it
  • The recipient's account number, or IBAN where the country uses one
  • The SWIFT code: BAGEPAPA
  • The bank's name and city: Banco General
  • A payment reference, usually the invoice number

For the rules on paying into Panama, see Sending business payments from the US to Panama, USD business accounts in Panama, How to receive USD in Panama.

Sending US dollars to Banco General

A US dollar payment to a bank outside the United States usually travels through a correspondent bank in the US, which holds dollars for the receiving bank. Each bank along the route can deduct a fee when the payer chooses shared charges (SHA). Choosing OUR asks the payer's bank to cover those charges so the full amount arrives. Our guide to intermediary bank fees explains how to see and avoid the deductions.

Banco General publishes these instructions for incoming US dollars: To receive US dollars, Banco General tells customers to give the sender one of its intermediary banks, for example Citibank N.A., New York (SWIFT CITIUS33, ABA 021000089) or JPMorgan Chase Bank, N.A., New York (SWIFT CHASUS33, ABA 021000021) (source).

Paying Banco General from a Helm account

From a Helm account you can pay Banco General by international wire in US dollars or, where a local payment system is available, in the local currency. The fee, the exchange rate and the expected arrival date are shown before you confirm.

Helm sets pricing for each business around its volume, currencies and rails, and agrees it in writing before the account opens. See how pricing works.

Other banks in Panama

BankSWIFT code
Banco GeneralBAGEPAPA

Codes from each bank's own published details. Checked on 29 October 2026. All banks: SWIFT codes in Panama.

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USD, EUR and GBP accounts in your company's name, with a named account manager.

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Questions

What is the SWIFT code for Banco General?

Banco General's SWIFT code is BAGEPAPA, as published on the bank's own website and checked on 29 October 2026.

Does Banco General use different SWIFT codes for branches?

Banco General publishes BAGEPAPA. Some banks use other codes for branches or currencies, so use the code on the recipient's invoice or account letter and confirm it with the recipient.

Is a SWIFT code the same as a BIC?

Yes. BIC stands for business identifier code, the ISO 9362 standard; SWIFT code is the everyday name for the same code.

Is BAGEPAPA the same as BAGEPAPAXXX?

Yes. An 8-character code and the same code followed by XXX both point to the bank's head office.

What does it cost to pay Banco General from Helm?

Helm agrees pricing with your business in writing before the account opens, set around your volume, currencies and rails. The fee, the exchange rate and the expected arrival date are shown before you confirm each payment.

References

  1. Banco General: published SWIFT code
  2. Swift: business identifier code (BIC)
HelmHelm is a business account for companies that trade internationally: USD, EUR and GBP accounts, international payments, collections and currency exchange, with a named account manager. Questions: [email protected].

This guide is general information for businesses, not financial, legal or tax advice. Rules, fees and timings were checked against the sources listed on the review date and may change.