State Bank of India SWIFT code
The SWIFT code (BIC) of State Bank of India in India is SBININBBFXD, as published by the bank on its own website. A SWIFT code tells banks around the world which bank should receive an international payment; the payer also needs the recipient's name, account number and the details below.
- State Bank of India's SWIFT code is SBININBBFXD.
- SBIN is the bank, IN the country and BB the location.
- Use the code on the recipient's invoice and confirm new details by a second channel.
- A US dollar payment usually passes through a US correspondent bank; choose OUR to have the full amount arrive.
State Bank of India SWIFT code
| Bank | State Bank of India |
|---|---|
| SWIFT code (BIC) | SBININBBFXD |
| Country | India |
| Published by the bank | State Bank of India website: “For remittances up to USD 25,000 or equivalent: SBININBBFXD” |
Source: State Bank of India's own published details. Checked on 29 October 2026.
State Bank of India states that some branches or units use their own codes. If your supplier's invoice shows a different code from the bank, use the code on the invoice and confirm it with the supplier by phone or a second email before the first payment.
What SBININBBFXD means
A SWIFT code has 8 or 11 characters. SBININBBFXD breaks down as follows.
| Part | Characters | What it means |
|---|---|---|
| Bank code | SBIN | Identifies the bank |
| Country code | IN | ISO country code of the bank's country |
| Location code | BB | Identifies the location, usually the head office city |
| Branch code | FXD | Identifies a specific branch or unit |
Structure from ISO 9362, the international standard for business identifier codes, as described by Swift.
What a payment to State Bank of India needs
For a payment to State Bank of India, collect these details from the recipient:
- The recipient's full legal name, exactly as the bank holds it
- The recipient's account number, or IBAN where the country uses one
- The SWIFT code: SBININBBFXD
- The bank's name and city: State Bank of India
- A payment reference, usually the invoice number
Local identifiers: For remittances above USD 25,000, SBI asks for the SWIFT code of the beneficiary's home branch; the branch IFSC is also given for rupee credit. (source).
For the rules on paying into India, see Sending business payments from the US to India, USD to INR for business payments, How to pay suppliers in India.
Sending US dollars to State Bank of India
A US dollar payment to a bank outside the United States usually travels through a correspondent bank in the US, which holds dollars for the receiving bank. Each bank along the route can deduct a fee when the payer chooses shared charges (SHA). Choosing OUR asks the payer's bank to cover those charges so the full amount arrives. Our guide to intermediary bank fees explains how to see and avoid the deductions.
State Bank of India publishes these instructions for incoming US dollars: SBI lists USD correspondent accounts including SBI New York (SBINUS33), JP Morgan Chase (CHASUS33), Citibank New York (CITIUS33) and Bank of New York (IRVTUS3N). (source).
Paying State Bank of India from a Helm account
From a Helm account you can pay State Bank of India by international wire in US dollars or, where a local payment system is available, in the local currency. The fee, the exchange rate and the expected arrival date are shown before you confirm.
Helm sets pricing for each business around its volume, currencies and rails, and agrees it in writing before the account opens. See how pricing works.
Other banks in India
| Bank | SWIFT code |
|---|---|
| State Bank of India | SBININBB |
| HDFC Bank | HDFCINBB |
| ICICI Bank | ICICINBB |
| Punjab National Bank | PUNBINBB |
| Bank of Baroda | BARBINBB |
| Axis Bank | AXISINBB |
| Canara Bank | CNRBINBB |
| Kotak Mahindra Bank | KKBKINBB |
| Indian Bank | IDIBINBB |
| IndusInd Bank | INDBINBB |
| Indian Overseas Bank | IOBAINBB |
| IDFC FIRST Bank | IDFBINBB |
| UCO Bank | UCBAINBB |
| Yes Bank | YESBINBB |
| RBL Bank | RATNINBB |
Codes from each bank's own published details. Checked on 29 October 2026. All banks: SWIFT codes in India.
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Open accountQuestions
What is the SWIFT code for State Bank of India?
State Bank of India's SWIFT code is SBININBBFXD, as published on the bank's own website and checked on 29 October 2026.
Does State Bank of India use different SWIFT codes for branches?
Yes. State Bank of India states that some branches or units use their own codes, so use the code on the recipient's invoice or account letter.
Is a SWIFT code the same as a BIC?
Yes. BIC stands for business identifier code, the ISO 9362 standard; SWIFT code is the everyday name for the same code.
Is SBININBBFXD the same as SBININBBFXDXXX?
Yes. An 8-character code and the same code followed by XXX both point to the bank's head office.
What does it cost to pay State Bank of India from Helm?
Helm agrees pricing with your business in writing before the account opens, set around your volume, currencies and rails. The fee, the exchange rate and the expected arrival date are shown before you confirm each payment.
References
- State Bank of India: published SWIFT code
- Swift: business identifier code (BIC)
- State Bank of India: incoming US dollar instructions
This guide is general information for businesses, not financial, legal or tax advice. Rules, fees and timings were checked against the sources listed on the review date and may change.