Banco Nacional de Costa Rica SWIFT code
The SWIFT code (BIC) of Banco Nacional de Costa Rica in Costa Rica is BNCRCRSJ, as published by the bank on its own website. A SWIFT code tells banks around the world which bank should receive an international payment; the payer also needs the recipient's name, account number and the details below.
- Banco Nacional de Costa Rica's SWIFT code is BNCRCRSJ.
- BNCR is the bank, CR the country and SJ the location.
- Use the code on the recipient's invoice and confirm new details by a second channel.
- A US dollar payment usually passes through a US correspondent bank; choose OUR to have the full amount arrive.
Banco Nacional de Costa Rica SWIFT code
| Bank | Banco Nacional de Costa Rica |
|---|---|
| SWIFT code (BIC) | BNCRCRSJ |
| Country | Costa Rica |
| Published by the bank | Banco Nacional de Costa Rica website: “SWIFT: BNCRCRSJ • Dirección Oficinas Centrales: Avenidas 1 y 3, Calle 4 San José Costa Rica” |
Source: Banco Nacional de Costa Rica's own published details. Checked on 29 October 2026.
Always use the code on the recipient's invoice or account letter. Banks can publish more than one code, for example for a branch or a specific currency, and a code can change after a merger. Confirm new payment details with the recipient by a second channel before the first payment; changed bank details in an email are the most common route for payment fraud.
What BNCRCRSJ means
A SWIFT code has 8 or 11 characters. BNCRCRSJ breaks down as follows.
| Part | Characters | What it means |
|---|---|---|
| Bank code | BNCR | Identifies the bank |
| Country code | CR | ISO country code of the bank's country |
| Location code | SJ | Identifies the location, usually the head office city |
| Branch code | none (8-character code) | XXX or no branch code means the head office |
Structure from ISO 9362, the international standard for business identifier codes, as described by Swift.
What a payment to Banco Nacional de Costa Rica needs
For a payment to Banco Nacional de Costa Rica, collect these details from the recipient:
- The recipient's full legal name, exactly as the bank holds it
- The recipient's account number, or IBAN where the country uses one
- The SWIFT code: BNCRCRSJ
- The bank's name and city: Banco Nacional de Costa Rica
- A payment reference, usually the invoice number
For the rules on paying into Costa Rica, see Sending business payments from the US to Costa Rica, USD to CRC for business payments, USD business accounts in Costa Rica.
Sending US dollars to Banco Nacional de Costa Rica
A US dollar payment to a bank outside the United States usually travels through a correspondent bank in the US, which holds dollars for the receiving bank. Each bank along the route can deduct a fee when the payer chooses shared charges (SHA). Choosing OUR asks the payer's bank to cover those charges so the full amount arrives. Our guide to intermediary bank fees explains how to see and avoid the deductions.
Paying Banco Nacional de Costa Rica from a Helm account
From a Helm account you can pay Banco Nacional de Costa Rica by international wire in US dollars or, where a local payment system is available, in the local currency. The fee, the exchange rate and the expected arrival date are shown before you confirm.
Helm sets pricing for each business around its volume, currencies and rails, and agrees it in writing before the account opens. See how pricing works.
Other banks in Costa Rica
| Bank | SWIFT code |
|---|---|
| Banco Popular y de Desarrollo Comunal | BPDCCRSJ |
| Banco Nacional de Costa Rica | BNCRCRSJ |
Codes from each bank's own published details. Checked on 29 October 2026. All banks: SWIFT codes in Costa Rica.
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USD, EUR and GBP accounts in your company's name, with a named account manager.
Open accountQuestions
What is the SWIFT code for Banco Nacional de Costa Rica?
Banco Nacional de Costa Rica's SWIFT code is BNCRCRSJ, as published on the bank's own website and checked on 29 October 2026.
Does Banco Nacional de Costa Rica use different SWIFT codes for branches?
Banco Nacional de Costa Rica publishes BNCRCRSJ. Some banks use other codes for branches or currencies, so use the code on the recipient's invoice or account letter and confirm it with the recipient.
Is a SWIFT code the same as a BIC?
Yes. BIC stands for business identifier code, the ISO 9362 standard; SWIFT code is the everyday name for the same code.
Is BNCRCRSJ the same as BNCRCRSJXXX?
Yes. An 8-character code and the same code followed by XXX both point to the bank's head office.
What does it cost to pay Banco Nacional de Costa Rica from Helm?
Helm agrees pricing with your business in writing before the account opens, set around your volume, currencies and rails. The fee, the exchange rate and the expected arrival date are shown before you confirm each payment.
References
This guide is general information for businesses, not financial, legal or tax advice. Rules, fees and timings were checked against the sources listed on the review date and may change.