Helm and Airwallex, compared.
The same checklist applied to both, using each provider's published fees. Read on 21 October 2026.
| Helm | Airwallex | |
|---|---|---|
| Account currencies with local details | USD, EUR, GBP | 20+ currencies |
| Account fee | Agreed with your account manager | Explore plan free; Grow plan 12 USD per user per month plus platform fee |
| Receive on local rails | Domestic transfer | Not stated on the pricing page |
| Receive by SWIFT | Agreed with your account manager | Not stated on the pricing page |
| Send by SWIFT | Agreed with your account manager | 15 to 25 USD |
| Conversion | Agreed with your account manager | 0.5% majors; 1.0% other currencies |
| Digital dollars | USDC and USDT | Not offered on the business account |
| Trade finance | Supplier, receivables and working capital | Not offered |
| Named account manager | Every client | Not stated on the pricing page |
| Opening time | Days, one document list | Not stated on the pricing page |
Which one fits which business
Airwallex and Helm publish the same conversion fee for major currencies and similar SWIFT fees. Airwallex covers far more currencies and adds cards, expense management and card acceptance. Helm covers the trade side Airwallex does not: digital dollars, trade finance and a named account manager. A business that needs corporate cards and spend control across a team will look at Airwallex. A business that needs to pay suppliers in USDT, finance orders and have one person to call will look at Helm.
The checklist behind the table
The items above are the ones that decide what an account costs a trading business and whether it covers the whole trade. The guide to the best business bank account for importers explains each item; the exporters' guide covers the receiving side.
Open a Helm account
USD, EUR and GBP accounts, SWIFT and digital dollar payments, trade finance and a named account manager.
Open accountQuestions
Is Helm cheaper than Airwallex?
It depends on what you do. The table above lists each provider's published fees on the same items. For a trading business the three fees that matter most are the SWIFT fee, the conversion fee and the fee to receive; compare those three against your own monthly pattern.
Can I use Helm and Airwallex together?
Yes. Many businesses hold more than one account. Helm account details in your company's name can be used alongside any other provider.
Where do these figures come from?
Helm agrees fees with each client before the account opens. Airwallex's figures are from airwallex.com/us/pricing, read on 21 October 2026. Fees change; check the provider's page before you decide.
Figures for Airwallex are taken from its published pricing page on the review date and may change. Airwallex is a trademark of its owner. This page is general information, not advice.