Wholesalers and distributors
The financial platform between buying and selling.
Manage buyer payments, supplier payments, working capital and trade finance from one place built around wholesale trade.
Money in from buyers.
Retail chains, regional distributors and trade customers settle on their own schedule, often in USD and often part-paid against a purchase order.
Receive ACH and wire payments into USD account details in your business name, with each payment recorded against your account.
Explore Global USDMoney out to suppliers.
A distributor typically restocks from the same manufacturers every cycle, plus freight, warehousing and clearance costs against each container.
Save those beneficiaries once and pay them from your Helm account.
Explore international paymentsWorking capital between both.
Stock is bought before it is sold, and trade customers frequently pay after delivery.
Keeping funds available with Helm means the money paid by one buyer is ready for the next purchase order without moving money between separate accounts first.
Finance the trade cycle.
Inventory purchased ahead of a selling season ties up cash for longer than a single trading cycle.
Eligible wholesalers can access working capital, supplier finance and receivables finance with Helm.
Subject to eligibility, underwriting and credit approval.
Explore trade financeSee every payment movement.
Purchasing, finance and operations all need the same answer to the same question: has it been paid.
Transaction history and payment status are visible in Helm rather than reconstructed from bank portals and email threads.
Control access across your team.
Purchasing staff, finance teams and directors rarely need the same level of access.
Team permissions determine who can prepare a payment, who can approve it and who can only view activity.
Security and controls