Trade finance
Finance the gap between buying and getting paid.
Access trade finance with Helm for supplier payments, inventory and receivables.
Trade creates a timing gap.
A supplier may require payment before goods are shipped. Inventory may remain tied up for weeks. A buyer may pay 30, 60 or 90 days after delivery.
A profitable trade can therefore create a real working-capital requirement before cash comes back into the business.
Trade finance is designed to cover that gap.
Finance what is holding the trade back.
- Supplier financeHelp fund supplier payments before customer cash arrives.
- Working capitalSupport inventory, purchase orders and recurring trading cycles.
- Receivables financeAccess finance against invoices instead of waiting for customer payment terms.
- Buyer termsWhere available, give buyers additional time to pay while accessing funds earlier.
Subject to eligibility, underwriting and credit approval.
Finance built around the trade cycle.
A general business loan is usually assessed against historic accounts and repaid on a fixed schedule that has nothing to do with the trade it funded.
International trade finance considers what is being bought, who needs to be paid, the trading terms and when cash is expected back into the business.
- A supplier payment due before shipment
- Inventory purchased before resale
- An invoice issued on 60-day terms
- A new purchase order arriving before the previous trade has converted back into cash
How trade finance with Helm works.
01
Tell Helm what you need to finance
The trade, the amount, who needs to be paid and when.
02
Review the requirement
Helm reviews the financing requirement and the information needed for the application.
03
Application and approval
If approved, the finance is arranged for the relevant trade or working-capital requirement.
Finance across international trade.
Availability depends on the business, jurisdiction and financing requirement.
Helm does not guarantee approval, limits, rates or timing.
Subject to eligibility, underwriting and credit approval.
Finance alongside the rest of the trade.
Financing a trade is easier to assess when both sides of it are already visible.
Businesses that receive buyer payments and pay suppliers with Helm keep those flows in one place.
Explore Global USDKeep the trade moving.
Subject to eligibility, underwriting and credit approval.