Unsecured Business Loans

Unsecured business loans are designed to give businesses access to capital without putting up a specific asset as security.

• No asset-backed security required
• Different products assess risk in different ways
• Cash-flow fit matters as much as headline access
• Revenue-based repayments can be more flexible for merchants

What unsecured business loans are

An unsecured business loan does not require a specific asset to be pledged as security for the borrowing.

When revenue-based funding may be a better option

If your business takes regular card payments and your main concern is managing cash flow, a merchant cash advance can be easier to live with.

• No fixed monthly repayment amount to absorb during slow periods.
• Designed for merchants with live card turnover.

Frequently asked questions