Business funding that flexes with your sales
Up to £500,000 in flexible business funding. No fixed repayments. Apply in 60 seconds. Helm provides merchant cash advances to UK businesses.
Why choose Helm?
- Repayments flex with your daily card takings
- One simple cost, agreed upfront
- No personal guarantees required
- 90% approval rate
- Funding in as little as 48 hours
- Top up once 50% is repaid
How it works
- Apply in 60 seconds
- Get a decision within 24 hours
- Receive your funds within 48 hours
- Repay through a percentage of your daily card sales
Frequently asked questions
What is a merchant cash advance?
A merchant cash advance gives your business a lump sum upfront, repaid through a percentage of your daily card sales. It is not a loan.
How much can I borrow?
Between £10,000 and £500,000, based on your monthly card turnover.
Do I need good credit?
No. We focus on your card sales, not your credit score. Only a soft check is performed.
How quickly can I get funded?
Most businesses receive funding within 48 hours of approval.